Home equity
Access your equity. Keep your low rate.
If you locked in a low first-mortgage rate, refinancing it to get cash rarely makes sense. A second mortgage or HELOC lets you keep it.
Real numbers. Straight answers. No pressure.
Tell us a little about your goals. Nelson will reach out the same business day with options from dozens of wholesale lenders.
See if you qualify: free, no commitment.
No pressure. Nelson will give you a straight answer about whether this works for your situation.
Compare
Three ways to access equity
| Fixed second mortgage | HELOC | Cash-out refinance | |
|---|---|---|---|
| First mortgage | Untouched | Untouched | Replaced |
| Rate type | Fixed | Usually variable | Fixed or ARM |
| How you get funds | Lump sum | Draw as needed | Lump sum |
| Best for | Paying off known debt | Ongoing projects | When your current rate is high |
See which equity option fits
Free assessment. No application fee. No obligation.