Jumbo loans for Utah's higher-priced homes
When your loan amount exceeds conforming limits, lender pricing varies widely. Shopping jumbo lenders is where a broker saves you the most.
- Loan amounts above conforming limits
- Down payment options from 10%
- Primary, second home and investment options
Real numbers. Straight answers. No pressure.
Tell us a little about your goals. Nelson will reach out the same business day with options from dozens of wholesale lenders.
See if you qualify: free, no commitment.
No pressure. Nelson will give you a straight answer about whether this works for your situation.
Why jumbo shopping matters
Jumbo loans aren't backed by Fannie Mae or Freddie Mac, so each lender sets its own rules and pricing. Two lenders can quote very different rates for the same borrower.
We compare jumbo programs across our wholesale lenders, including options for self-employed buyers and physicians, and structure the loan around your reserves and goals.
This is a good fit if you…
- Are buying above the conforming loan limit
- Have strong credit and reserves
- Want to compare more than one bank's jumbo menu
- Are moving up in Davis, Salt Lake or Summit County
Jumbo options we compare
Fixed and ARM jumbo
30-year fixed and adjustable options.
Jumbo for self-employed
Bank statement and asset-based jumbo programs.
Physician jumbo
Low down payment programs for medical professionals.
Buyers keep coming back
Nelson and Danna did an outstanding job processing everything for my VA loan. They were very quick and responsive, and everything went much quicker than I expected. I was very happy with the rate and fees they were able to get for me.
This is the 2nd time we have worked with them to buy a house… They helped us to ensure that we configured our mortgage the best way possible for our needs. They were in constant contact with us to make adjustments to get us the best deal possible.
I could not have been happier with my experience! Nelson and Danna went way above and beyond… you will get an incredible attention to detail, but most of all you will feel like you're talking to your friends.
Questions we hear often
What is the conforming loan limit in Utah?
It's set annually by FHFA. Any loan amount above it is a jumbo loan. We'll confirm the current figure for your county.
How much do I need down for a jumbo loan?
Commonly 10–20%, depending on loan size, credit and reserves.
Are jumbo rates higher?
Not always. Jumbo rates can be at or below conforming rates for strong borrowers.
Ready to see what you qualify for?
Talk with Nelson for 15 minutes. You'll leave with real numbers and a clear plan.