Free second opinion

Already have a quote? Let us check it.

Send us your Loan Estimate from any lender. We'll review the rate, points and fees line by line and tell you if it's a fair deal, even if we can't beat it.

  • Free and confidential
  • Line-by-line Loan Estimate review
  • Honest answer, even if you stay with your lender

Real numbers. Straight answers. No pressure.

Tell us a little about your goals. Nelson will reach out the same business day with options from dozens of wholesale lenders.

See if you qualify: free, no commitment.

No pressure. Nelson will give you a straight answer about whether this works for your situation.

Overview

What we look for

Loan Estimates are standardized, which makes them easy to compare once you know where to look. We check discount points, lender fees, rate lock length and the true cost over the time you plan to keep the loan.

One of our reviewers put it simply: she came for a second opinion after a bad experience elsewhere and ended up with a lower rate and payment.

This is a good fit if you…

  • Have a Loan Estimate from a bank, credit union or online lender
  • Want to be sure you're not overpaying
  • Are under contract and short on time
  • Want a no-pressure review
Talk to Nelson
Why it works

What's in your review

Fee audit

Section A origination charges and points, explained.

Rate check

Compared against today's wholesale pricing.

Total cost

Cost over 5, 7 and 10 years.

Client reviews

Buyers keep coming back

4.9
★★★★★
from 143 Google reviews
★★★★★Nelson and Danna did an outstanding job processing everything for my VA loan. They were very quick and responsive, and everything went much quicker than I expected. I was very happy with the rate and fees they were able to get for me.
MMcKay H. · Google review
★★★★★This is the 2nd time we have worked with them to buy a house… They helped us to ensure that we configured our mortgage the best way possible for our needs. They were in constant contact with us to make adjustments to get us the best deal possible.
JJamison · Google review
★★★★★I could not have been happier with my experience! Nelson and Danna went way above and beyond… you will get an incredible attention to detail, but most of all you will feel like you're talking to your friends.
AAndrea D. · Google review

Read more reviews →  ·  See all on Google

FAQ

Questions we hear often

Is this really free?

Yes. No cost and no obligation.

Will you pull my credit?

Not for the review. We only pull credit if you decide to apply.

Can I switch lenders mid-transaction?

Often yes, especially early. We'll tell you if the timing works.

Ready to see what you qualify for?

Talk with Nelson for 15 minutes. You'll leave with real numbers and a clear plan.